Author: Catherine
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The Volcker Rule
Major financial regulation created after the 2008 crisis as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act (2010). It was named after Paul Volcker, the former Chair of the Federal Reserve. What The Volcker Rule Does It restricts banks from taking certain risky actions with their own money. Specifically, it bans two… Read more
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Civilized Resonance | Ownership Empowerment
What is it? A field of connection, meaning, and alignment that shows up when human beings interact with intention. The ‘resonance’ lives in our words, in the way we show-up, shake hands, sign contract, decorate spaces, or split bills. It shows up in the mundane and the profound. It’s the invisible matter that either harmonizes… Read more
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Why 2 or more Incomes Are the New Starter Kit
Single doesn’t mean going it alone Remember when the “starter kit” for adulthood was simple? Get a job, get a place, and start your life. But times have changed—and so has the cost of entry. Given the current housing landscape, one income doesn’t stretch as as it used to. Between rising home prices and the… Read more
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Get Familiar with OPI and PCI
The OPI (Other People’s Income) is the solution, and the PCI (Per Capita Income) is the problem we’re trying to solve. In this context of co-borrowing, I personally refer ‘personal income qualification’ as Per Capita Income. The problem? For many, the individual earning isn’t enough to meet income qualifications for the home you want (or… Read more