Author: Catherine
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Stamp Your Name on that Title! Co-Ownership.
Congrats! You’ve just received your pre-approval. Next on your checklist. How to take Title when co-buying a home: Joint Tenancy (JT) vs Tenancy in Common (TIC). Read on this huge wisdom. When two or more people decide to co-buy a home—whether as romantic partners, friends, relatives, or even unrelated co-borrowers through a platform like co… Read more
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Why More Young Buyers Are Teaming up-and What Comes Next
The Rise of Co Borrowing… As home prices continue to climb in today’s competitive real estate market, more young adults are teaming up with older generations—especially their parents—to buy homes together. According to Freddie Mac, first-time homebuyers aged 25-34 are increasingly relying on support from older relatives to break into the housing market. For many,… Read more
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OPI – A New Acronym for Collaborative Investing
OPM. The old acronym.. In real estate school, one of the most valuable lessons I learned was about how sophisticated investors build wealth using a smart strategy known as OPM—Other People’s Money. It flips the traditional thinking around paying cash and investing. Instead of relying solely on paying cash to buy one property, savvy investors… Read more
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Adjustable-Rate Mortgage and Co-ownership
Usually a good pick… An Adjustable-Rate Mortgage (ARM) is often a good choice for co-owners pursuing a short-term strategy to generate profit from their home purchase—especially when used intentionally and strategically within a co-borrowing framework. This approach can be effective when the goal is to build equity quickly, reduce upfront costs, and exit or refinance… Read more