Tag: income requirement
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Get Familiar with OPI and PCI

The OPI (Other People’s Income) is the solution, and the PCI (Per Capita Income) is the problem we’re trying to solve. In this context of co-borrowing, I personally refer ‘personal income qualification’ as Per Capita Income. The problem? For many, the individual earning isn’t enough to meet income qualifications for the home you want (or… Read more
