Tag: co-borrower
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Civilized Resonance | Ownership Empowerment

What is it? A field of connection, meaning, and alignment that shows up when human beings interact with intention. The ‘resonance’ lives in our words, in the way we show-up, shake hands, sign contract, decorate spaces, or split bills. It shows up in the mundane and the profound. It’s the invisible matter that either harmonizes… Read more
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Get Familiar with OPI and PCI

The OPI (Other People’s Income) is the solution, and the PCI (Per Capita Income) is the problem we’re trying to solve. In this context of co-borrowing, I personally refer ‘personal income qualification’ as Per Capita Income. The problem? For many, the individual earning isn’t enough to meet income qualifications for the home you want (or… Read more
