Co-Borrower Hub

Terms and Conditions

Effective Date: June 1, 2025

Welcome to CoBorrowerHub.com, operated by Co Borrower Hub, Inc. (“we,” “us,” or “our”). By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. User Responsibilities

By using our services, you agree to:

• Provide Accurate Information: Ensure that all information you provide is truthful, current, and complete.

• Maintain Confidentiality: Keep your account credentials confidential and notify us immediately of any unauthorized use.

• Use Services Appropriately: Engage with our platform in a manner that is lawful and respectful to other users.

• Comply with Laws: Abide by all applicable local, state, national, and international laws and regulations.

2. Copyright and Intellectual Property

All contents on COBORROWERHUB.COM, including text, graphics, logos, and software, is the property of Co Borrower Hub, Inc. or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

3. Payment Terms

Access to certain features or services may require payment. By selecting a paid service, you agree to:

• Payment Obligations: Pay all applicable fees as described on the website.

• Billing Information: Provide accurate billing information and authorize us to charge your payment method.

• Subscription Terms: Comply with any subscription terms, including renewal and cancellation policies.

4. Refund Policies

Refunds for paid services are subject to the following conditions:

• Eligibility: Refund requests must be made within 14 days of purchase.

• Non-Refundable Services: Certain services may be non-refundable, as specified at the time of purchase.

• Processing: Approved refunds will be processed within 10 business days to the original payment method.

5. Limitation of Liability

To the fullest extent permitted by law, Co Borrower Hub, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services. Our total liability shall not exceed the amount you paid for the services in question.

6. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and safeguard your personal information. By using our services, you consent to our data practices as described therein.

7. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of the services constitutes acceptance of the revised terms.

8. Governing Law

These Terms and Conditions are governed by the laws of the State of California, without regard to its conflict of law principles.

9. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us at:

Phone: (213) 584-3112

Email: admin@coborrowerhub.com